Ref. is a 4 letter English word. It's valid Scrabble word worth 6 points. It's valid Words with friends word worth 6 points.
You can make 13 anagrams from letters in ref. (.efr).
But now the ref., who saw the row increase, Declared a "draw," and bade the combat cease.
ref.: Discussion in various reports of Comptroller of the Currency.
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